(660) 351 - 3736

Harrisonville, Missouri

(660) 351 - 3736

Harrisonville, Missouri

Life Insurance

Life insurance is a financial contract that provides a death benefit to beneficiaries in exchange for premium payments, offering security and support after the insured’s death.

Why Life Insurance Is Important:

  • Tax - free death benefit

  • Some plans allow you to use the death benefit before death

  • Lessens the financial burden for the loved ones left behind

Life Insurance

Life insurance is a financial contract that provides a death benefit to beneficiaries in exchange for premium payments, offering security and support after the insured’s death.

Why Life Insurance Is Important:

  • Tax - free death benefit

  • Some plans allow you to use the death benefit before death

  • Lessens the financial burden for the loved ones left behind

Different Types of Life Insurance

Accidental

Mortgage Protection

  • Stand alone plan or add on rider for other plans

  • Lowest fees of all insurance plans

  • Accidents are the 4th leading cause of death in the USA

  • Guaranteed Issue, no health questions asked

Term life

Mortgage Protection

  • Targeted towards young & healthy individuals

  • Has a start & end date

  • Usually tied to a mortgage on a home

  • Highest benefits with lowest cost

whole life

End of Life Protection

  • Targeted towards slightly unhealthy individuals

  • Will stay in effect until the day you die

  • Some plans offer Guaranteed Issue, no health questions asked

  • Some plans have cash accumulation

universal life

Death & Living Benefits

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Different Types of Life Insurance

Accidental

Mortgage Protection

  • Stand alone plan or add on rider for other plans

  • Lowest fees of all insurance plans

  • Accidents are the 4th leading cause of death in the USA

  • Guaranteed Issue, no health questions asked

Term life

Mortgage Protection

  • Targeted towards young & healthy individuals

  • Has a start & end date

  • Usually tied to a mortgage on a home

  • Highest benefits with lowest cost

whole life

End of Life Protection

  • Targeted towards slightly unhealthy individuals

  • Will stay in effect until the day you die

  • Some plans offer Guaranteed Issue, no health questions asked

  • Some plans have cash accumulation

universal life

Death & Living Benefits

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Frequently Asked Questions

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Frequently Asked Questions

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Request A Free Consultation Today!

Request A Free Consultation Today!