Free Educational Seminars
Expert-led sessions where we demystify financial planning—no sales pitch required.
Our seminars are designed for one purpose: to give you the facts, the strategies, and the confidence you need to take control of your financial future. We cover the biggest topics—**how to avoid probate, securing tax-free retirement income, and making Medicare simple**—in easy, jargon-free sessions.
These aren't sales events; they are pure education led by our founder, Bob West. Bring a spouse, bring a notebook, and leave the pressure at home. **Knowledge is power, and we're giving it away free.**
Our Core Educational Topics
Wills & Living Trusts Seminar
The essentials of legacy planning, probate avoidance, and asset protection.
- **Key Topic:** How to avoid the costly and public probate process.
- **Focus:** The difference between a Will and a Trust and which one you need.
- **Protection:** Strategies to protect assets from long-term care costs.
- **Goal:** Ensure your estate is settled quickly and privately according to your wishes.
Retirement Income Security
Learning how to protect your principal and create guaranteed income streams.
- **Key Topic:** Downside protection—how to eliminate market risk from your savings.
- **Focus:** Guaranteed lifetime income solutions (annuities) that you cannot outlive.
- **Tax:** Strategies for building tax-free income using permanent insurance.
- **Goal:** Trade market anxiety for a predictable and reliable income plan.
Medicare Made Simple
Decoding Parts A, B, C, & D and finding the best supplemental coverage.
- **Key Topic:** Avoiding late enrollment penalties and getting the timing right.
- **Focus:** Comparing Medigap vs. Medicare Advantage plans honestly.
- **Gaps:** Understanding the high costs Medicare leaves you responsible for.
- **Goal:** Ensuring you have optimal healthcare coverage without overpaying.
The Cost of Ignorance is Always Higher Than the Cost of Learning.
Most financial mistakes—like incorrect beneficiary forms or being subject to probate—are easily avoidable. Our seminars give you the tools to spot those traps, **saving your family time, thousands of dollars, and immense stress.** Don't rely on guesswork when your legacy is on the line.
Other Educational Topics
Advanced Life Insurance Strategies
Using permanent insurance as a tax-advantaged wealth and legacy tool.
- **Focus:** Using Whole Life/IUL to build tax-free cash value.
- **Access:** Strategies for taking tax-free income via policy loans.
- **Estate:** Creating a tax-efficient way to pass wealth to the next generation.
Advanced Asset Protection
Strategies to shield wealth from probate, taxes, and creditors.
- **Focus:** Using Irrevocable Trusts for maximum asset security.
- **Taxes:** Converting taxable assets into tax-free wealth transfer tools.
- **Security:** Protecting assets from future lawsuits or long-term care liens.
Special Needs Planning
Securing the financial future of disabled loved ones without losing benefits.
- **Focus:** Creating Special Needs Trusts (SNT) to maintain benefit eligibility.
- **Guardianship:** Ensuring legal and financial care is planned for future incapacity.
- **Funding:** Tax-efficient methods for funding the SNT using life insurance.
Want the Knowledge Now?
If you can't wait for the next seminar date, schedule a complimentary consultation with Bob West now. We'll give you a personalized educational session focused entirely on your specific situation.
Book My Free 1-on-1 ConsultationKnowledge Zone: Why We Give Away Free Knowledge
Our Philosophy
We believe in building trust through transparency. Our seminars are free because when you understand the strategies, you'll naturally choose the expert who taught you.
No Obligation
There is absolutely zero pressure or expectation to buy anything. We earn your business by proving our expertise, not by giving a hard sell.
Community Focus
We're dedicated to improving the financial literacy of our community, helping families avoid costly, easily preventable legal and financial mistakes.
Frequently Asked Questions (FAQ)
**No.** These events are purely educational and free of charge. We do not sell any products or services at the seminar itself. We offer complimentary consultations afterward for those who wish to discuss their personal needs.
Any adult who owns a home, has assets, or has minor children should attend the Estate Planning session. For Retirement or Medicare sessions, those nearing or in retirement should come. Spouses are strongly encouraged to attend together.
The next step is entirely up to you. Many attendees schedule a free, private follow-up consultation with Bob West to discuss how the generalized information applies to their specific financial situation and documents. There is no cost for this next step.